Welcome to our Reverse Mortgage website! Our mission is to set the highest standard in the Reverse Mortgage industry. We are committed to quality customer service and putting the needs of the people we serve first. We will always adhere to the highest degree of integrity in all of our business dealings.

When it comes to Reverse Mortgages, Education is the key. Our pledge to you, is to complete the education process, so you are able to make an informed decision. We always encourage prospective clients to invite family members to be a part of the discussion with us during the education process.

Title II FHA Lender ID #1358400004 & 1358400091

We lend in the following states as Flagship Mortgage Corporation:

Colorado, Florida (CLB0700280), Idaho (MBL-6412), Illinois (MB.0005527), Indiana (99-0162 LB), Minnesota (MO 20622996), New Jersey (L049863), Ohio (MB.801325.000), Oregon (ML-4625), Pennsylvania (21366), South Carolina (Lender Exemption), Tennessee (3975), Virginia (MC-5047), Washington (510-MB-46017), Wisconsin (43757), & Wyoming (MBL-1780).

We lend in the following states as Flagship Financial Services:

Alabama (MC 20557), California (603E805), & Maryland (17540)

IL CUSTOMERS: Flagship Mortgage Corporation is an Illinois Residential Mortgage Licensee - License Number MB.0005527 - regulated by the Illinois Department of Financial and Professional Regulation - Division of Banking - Dean Martinez, Secretary - Jorge Solis, Acting Director of the Division of Banking - 122 S Michigan Avenue, Suite 1900, Chicago, IL 60603 - Phone number (312) 793-3000.

PA CUSTOMERS: Flagship Mortgage Corporation is licensed by the Pennsylvania Department of Banking

NJ CUSTOMERS: Flagship Mortgage Corporation is Licensed by the NJ Department of Banking and Insurance

VA CUSTOMERS: Flagship Mortgage Corporation is licensed by the Virginia State Corporation Commission

For additional information, you may call us toll free at (800) 492-5239.

CORPORATE HEADQUARTERS:
100 Old Wilson Bridge Road - Suite 207
Worthington, Ohio 43085

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Find the Reverse Mortgage Option to fit your needs:

Reverse Mortgages

A reverse mortgage is a home loan that lets homeowners convert a portion of the equity in their home into cash. The equity built up over years of mortgage payments can be paid to you. Unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer use the home as their principal residence.

Am I Eligible?

To be eligible for a HUD reverse mortgage, HUD's Federal Housing Administration (FHA) requires that the borrower is a homeowner, 62 years of age or older; own your home outright, or have a low mortgage balance that can be paid off at the closing with proceeds from the reverse loan; and must live in the home.

How Much Do I Get?

The amount you can borrow depends on your age, the current interest rate, and the appraised value of your home or FHA's mortgage limits for your area, whichever is less. Generally, the more valuable your home is, the older you are, the lower the interest, the more you can borrow.